November 1st through December 15th

Yes, for the ACA plans. You have until January 15th, after this date you will need to qualify for a Special Enrollment Period.

An individual, family, or business can enroll in private coverage anytime during the year. Just keep in mind you have to medically qualify.

Yes, some plans do require a wait period and some plan's coverage can start on day one.

Yes, there are carriers that will write "Child Only" policies. These are great for parents that need to have children covered because of change in family dynamics or court ordered.

They can enroll 3 months prior to their 65th birthday.

Yes, there plans for Medicare clients that offer both PPO or HMO options.

Every year Medicares open enrollment is October 15th through December 7th.

You should meet with your Agent/Broker at least once a year; and if you have had a change in your health conditions reach at anytime.

Need any help!

Ashley cares about her community outside of insurance which is why she wants to help when it comes to insurance as well.